Checks by Phone
Tired of waiting to receive a check in the mail? Safely accept check payments over the phone. Enter transactions in our web-based virtual terminal while your customer is on the phone. With Checks by Phone, you can accept personal checks and eliminate paper check handling costs.
Checks by Web
Similar to an online debit card transaction, Checks by Web enables merchants to accept consumer initiated debit payments from their checking account or through e-commerce.
ACH Processing
The Automatic Clearing House (ACH) is a U.S. Government run system that allows money to be transferred, for one time payments or recurring payments, from one bank account to another, through what's known as an Electronic Funds Transfer (EFT) in the form of a debit or credit.
Remote Capture (RCC)
Who Should Use This Service?
- Merchants in high risk industries
- Merchants that have had issues with NACHA - NACHA regulations in regards to returns and chargebacks don't apply
- Merchants that want to reduce their overall returns
- Merchants that are not interested in working with non US Banks for credit card accounts
- Merchants that have chargeback issues and want to virtually eliminate them.
Given the continued popularity of check payments with consumers, this product is especially valuable for: